Fees come up at almost every valuation I do, usually within the first few minutes. That's fair. It's your money, and a sale of any size makes the question worth asking properly. The trouble is that "estate agent fees" gets used as a catch-all term for three separate costs that work differently, get paid at different times, and mean different things for your final return. Once you separate them out, the whole conversation gets a lot easier to have.
The three costs sellers actually pay
Selling a home in Scotland involves three distinct charges. The Home Report, which the seller commissions and pays for upfront, before marketing even begins. The marketing fee, which covers the production of your photography, video and portal listings, and is usually confirmed and paid at or around instruction. And commission, the percentage paid to your agent on completion, once the sale has actually gone through.
Only two of those, the marketing fee and commission, are what people generally mean by "estate agent fees". The Home Report is a separate cost paid to a chartered surveyor, not your agent, though I've written more about what it costs and what the surveyor actually checks if you want the full picture. It's worth keeping the three apart in your head, because conflating them is where most of the confusion about "what selling actually costs" comes from.
Commission: what's normal, and what no sale no fee means
Commission is charged as a percentage of the final sale price, and in the Scottish market that percentage typically sits somewhere between 0.5% and 1.5% plus VAT, depending on the agent and the area. It's paid on completion, not before, which is what "no sale, no fee" means in practice: if your home doesn't sell, you owe nothing in commission.
The percentage structure exists for a reason. It aligns your agent's interest with yours. The higher the price achieved, the more the agent earns, so there's a direct incentive to negotiate hard on your behalf rather than just get a sale done. As a worked example, on a sale of £250,000 at 1% plus VAT, commission comes to £3,000. That figure should be agreed and put in writing at your valuation, not left vague until settlement.
The marketing fee: the part sellers query most
The marketing fee is separate from commission and covers real production costs: professional photography, video, drone footage where relevant, and listing your property across the portals, including Rightmove. It's confirmed before you instruct anyone, based on the size of the property and the package required, and there should be no hidden extras once you've signed.
This is also where the biggest differences between agents show up. A cheap or bundled marketing fee often means a cheaper marketing package: a standard portal upload, a handful of adequate photographs, and not much else. That might be a perfectly fair reflection of the price. But it's worth knowing what you're comparing before you assume a lower fee is automatically the better deal. A property that photographs well and reaches more of the right buyers is doing more work for you than the fee alone suggests.
Solicitor-agent fees work differently
Most of the town centre firms in Dumfries & Galloway operate as solicitor-agents, meaning the legal work and the estate agency function are bundled together under one combined fee. That can feel convenient, and the legal side is often handled well. But it also means the marketing element sits alongside a legal practice that has its own priorities, and it's not always the primary business the firm is set up to deliver. I've set out the fuller comparison in independent versus solicitor-agent selling, including where each approach tends to fall short.
The point isn't that one structure is always wrong. It's that a bundled fee makes it harder to see what you're actually paying for marketing versus what you're paying for conveyancing, which makes comparing agents on a like for like basis harder than it should be.
The question isn't which fee is lowest. It's which fee you can see clearly, and what you're getting in exchange for it.
Questions worth asking before you instruct anyone
A handful of straight questions at your valuation will tell you most of what you need to know:
- Is commission a percentage of the sale price, and is it truly no sale, no fee?
- What exactly does the marketing fee include, photography, video, drone footage, which portals, and is it confirmed in writing before you sign anything?
- Are the figures quoted plus VAT or including it?
- Who pays for the Home Report, and when does that cost fall due?
- Is there anything else that could be charged later that isn't in the figures you've been given today?
Any agent worth instructing should answer all five without hesitation. If the answer to any of them is vague, that's worth noting before you commit to anything.
What this means if you're weighing up who to instruct
Fees matter, but they're only half the conversation. The other half is what that fee is actually buying you: how your property is photographed, where it's marketed, and how closely someone manages the sale on your behalf from valuation through to settlement. I've set out the full detail of how I charge, including the fee structure and a worked example, on my selling with Compass Estates page.
If you'd like a straight figure for your own property, rather than a general range, that's exactly what a valuation is for. I'll come to you, walk through what I'd charge and why, and you can judge for yourself whether it stacks up.
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